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The Student Select Health Insurance Program Coverage
- You pay your calendar year deductible - This means it starts over again on the first day of each new calendar year. The Student Select plan includes a carryover deductible feature that looks at any covered charges you had in October, November or December of the previous year that goes toward meeting the deductible. We will carry over the full amount of these charges to the next year to help meet the new calendar-year deductible.
- Once your deductible is satisfied, Assurant Health pays 80% of the next $10,000 of covered expenses.
- Assurant Health pays 100% of your remaining covered expenses up to $100,000 for each illness or injury.
- Your total plan maximum is $1,000,000.
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When Does my Student Health Insurance Coverage Begin?
I applied for Student Health Insurance on the Internet using a credit card - The earliest your coverage can begin is the day following transmission, if all other eligibility criteria have been met. For example, if you submit your application online on March 16th, your coverage begins at 12:01 A.M. on March 17th. Dates of the 29th, 30th and 31st are not available.
All transmissions take place and are recorded based on the time and date in the Central Time Zone. For example, if you submit your application on-line at or after 10:00 P.M. on March 15th from a location in the Pacific Time Zone, the time of the transmission will be at or after 12:00 A.M. Central Time. The transmission date of your application will be March 16th.
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I applied for Student Health Insurance by Mail and Sent My Check with the Application - The earliest that your coverage can begin is the day following the U.S. Postal Service postmark, if all other eligibility criteria have been met. (If the envelope containing your application is not postmarked by the U.S. Post Office or if the postmark is not legible, coverage will begin the later of a) your requested date or b) two days prior to the date the application was received by Assurant Health.) Dates of the 29th, 30th and 31st are not available.
Coverage will take effect provided the following conditions are met: Your completed application and full premium payment are received by Assurant Health and you meet the requirement for acceptance.
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In late 2007, early 2008, Assurant Health's StudentSelect will be replaced with EdHealth. EdHealth will provide students with enhanced plan features, monthly premium options and affordable quality coverage that one expects from Assurant Health. Get your StudentSelect plan today and we will help you roll it into EdHealth as soon as it becomes available.
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Last updated on: 09/22/2011
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