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Graded Benefit (Whole) Life Insurance

Presidential Life Insurance Company offers:
  • Permanent protection
  • Guaranteed level premiums
  • Issued ages 40 - 80 (age nearest birthday) in most states**
  • Face amounts from $1,000 to $50,000
  • Guaranteed issue even when other companies turn you down***
    • No medical questions
    • No medical examinations
    • No medical tests
  • Tax-free benefits for your beneficiary
    • Premiums paid compounded at 5% payable during the first two or three policy years, depending on age at time of purchase, for all causes but accidental death
    • For accidental death, not only premiums paid compounded at 5% but also an additional tax-free sum equal to the policy face amount
** Except MO (40-75), NJ (Male, 65-75) (Female, 65-79), NY (50-75), WV (50-80).
*** PA requires declination of regular life application prior to GBL issue.




Last updated on: 07/05/2009

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