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Buying Life Insurance
When you buy life insurance, you want coverage that fits your needs.
First, decide how much you need — and for how long — and what you can afford to pay. Keep in mind the major reason you buy life insurance is to cover the financial effects of unexpected or untimely death. Life insurance also can be one of many ways you plan for the future.
Next, learn what kinds of policies will meet your needs and pick the one that best suits you.
Then, choose the combination of policy premium and benefits that emphasizes protection in case of early death, or benefits in case of long life, or a combination of both.
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Source: National Association of Insurance Commissioners.
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Last updated on: 09/22/2011
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