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Health Insurance Glossary




Letter Q
Jump to:
: : QM
: : QM Committee
: : Qualified Medicare Beneficiary (QMB)
: : Qualifying Event
: : Quality
: : Quality Assurance
: : Quality Management (QM)
: : Quality Program
: : Quantity Limits
: : Quarantine Benefit
: : Quarantine Indemnity


QM
See Quality Management (QM).

QM Committee
MCO committee responsible for oversight of the Quality Management (QM) program—including the setting of standards, review of data, feedback to Providers, follow-up, and approval of sanctions—and for the Quality of care delivered to members.

Qualified Medicare Beneficiary (QMB)
This is a person whose income is below the federal poverty guidelines. In these cases, the state is required to pay the Medicare Part B Premiums, plus any Deductibles or Copayments.

Qualifying Event
An occurrence (such as death, termination of employment, divorce, etc.) that triggers an Insured's protection under COBRA, which requires Continuation of Benefits under a Group insurance plan for former employees and their families who would otherwise lose health care Coverage.

Quality
In a Managed Care context, an MCO's success in providing healthcare and other services in such a way that plan members' needs and expectations are met.

Quality Assurance
Activities involving a review of Quality of services and the taking of any corrective actions to remove any deficiencies.

Quality Management (QM)
An organization-wide process of measur-ing and improving the Quality of the healthcare provided by an MCO.

Quality Program
An organization-wide initiative to measure and improve the service and care provided by an MCO.

Quantity Limits
For some medications, the insurer may limit the number of tablets or units that you can receive per month. These guidelines are based on maximum dosages recommended by the FDA.

Quarantine Benefit
A Benefit paid for loss of time resulting from the quarantining of an Insured by health authorities.

Quarantine Indemnity
See Quarantine Benefit.


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The above glossary of terms is for informational/educational purposes. Various organizations have provided this information including Time Insurance Company, Inc.; Petersen International Underwriters, Inc; BISYS Education Services, Inc; and others.


Last updated on: 09/22/2011

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