Travel medical insurance for American or Non-American Citizens traveling abroad who also intend to participate in a select group of extreme athletic activities and/or extreme sports for leisure, recreation or entertainment purposes (Professionals usually not included). ONLY for travel outside of your Country of Citizenship - so if you are a US Citizen, purchase this travel health insurance for extra coverage on your next Heli-Skiing (or Heliskiing) excursion in British Columbia or surfing trip to Costa.
How does this all work? The Patriot Extreme policy is a separate travel health insurance policy that can be purchase alone or in conjunction with other IMG Patriot Travel Insurance Plans - and it is very reasonable - nicht teuer - de precio razonable - economical - economique (sorry no accent available).
Sample Extreme Sports Insurance Cost Calculation:
Joe American Extreme - Male - Age 32 - USA Citizenship - No Children - 1 Month Coverage
Policy Cost: $64.00 ($50,000 Maximum Benefit with $250 Deductible)
Achim German Extreme - Male - Age 32 - German Citizenship (Deutsch Staatsangehoerigkeit) - No Children - 1 Month Coverage
Policy Cost: $94.00 (circa 78.33 Euro) ($50,000 Maximum Benefit with $250 Deductible)
For true extreme sports people -- You may wish to consider Accidental Death and Dismemberment (AD&D) coverage. This coverage from Lloyd's of London is affordable and protects you at home and abroad.