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High Limit Accidental Death & Dismemberment Insurance

** NEW Lower Premiums ** and now NO MINIMUM Premium **

Petersen International Underwriters (through Lloyd's of London) provides high quality, high limit Accident Insurance. Including Accidental Death (AD) and Accidental Death & Dismemberment (AD & D) Insurance

High Limit Accident Insurance provides:
  • Worldwide coverage
  • No Medical Exam Required
  • High Maximum Benefits up to $100,000,000+
    (Maximum allowable benefit is 10 times your annual salary or 1/2 your net worth)
  • Coverage for all age groups
  • Permanent year-round extra protection to cover sudden and unexpected effects of an accident
  • Travel accident coverage on a short term or permanent basis
  • Trip or event coverage for participants, volunteers and sponsors
  • This coverage is for persons with an "US connection" -- US Citizens or NON-US Citizens residing in the US or working for US Companies abroad. (no Social Security number required.)


AD and AD&D Coverage Quotes and Application: Below is a chart of Benefit/Cost examples to help you in your decisions. Simply click on the premium to access our online quote and application tool. You can enter any maximum benefit between $250,000 to $10,000,000 into our AD&D online quote and application tool.

The premiums below are calculated based on:
  • Various Maximum Benefit Options (down the left column)
  • 7 - 365 Days of Coverage (across the top)
  • Ages between 0 - 64
    (Ages over 64 have a higher premium)
  • The premium shown is a single premium for the coverage period
  • Standard Coverage (excludes certain countries/territories. Any one of these locations can be added for an additional premium)
  • Premiums are shown for Accidental Death (AD) and
    Accidental Death & Dismemberment (AD & D)
  • The premium for the optional Rider for Acts of War and Terrorism is shown under the standard premium.


:: Click here for an instant AD&D quote and/or to apply online for coverage.

AD / AD&D Coverage Quote and Application
24 Hour Coverage / Age 0 to 64 / Standard Coverage
** Click on the premium below to access our online quote and application tool **

7 Days of
Coverage
14 Days of
Coverage
30 Days of
Coverage
60 Days of
Coverage
365 Days of
Coverage

AD / AD&D AD / AD&D AD / AD&D AD / AD&D AD / AD&D
$250,000
Excluding War/Terrorism $87 / $96 $96 / $108 $110 / $125 $129 / $148 $234 / $280
Including War/Terrorism $117 / $133 $128 / $147 $144 / $168 $166 / $195 $271 / $326
$500,000
Excluding War/Terrorism $124 / $142 $142 / $165 $170 / $200 $207 / $246 $418 / $510
Including War/Terrorism $183 / $216 $205 / $244 $238 / $285 $282 / $340 $492 / $602
$750,000
Excluding War/Terrorism $181 / $214 $214 / $255 $312 / $377 $377 / $459 $704 / $968
Including War/Terrorism $286 / $345 $325 / $394 $443 / $541 $521 / $639 $835 / $1,031
$1,000,000
Excluding War/Terrorism $225 / $268 $268 / $323 $334 / $405 $421 / $514 $922 / $1,140
Including War/Terrorism $364 / $443 $417 / $508 $495 / $606 $600 / $737 $1,097 /
$1,358
$2,000,000
Excluding War/Terrorism $271 / $326 $492 / $602 $934 / $1,154 $1,154 /
$1,430
$2,258 /
$2,810
Including War/Terrorism $514 / $630 $845 / $1,044 $1,375 /
$1,706
$1,640 /
$2,038
$2,700 /
$3,362
$3,000,000
Excluding War/Terrorism $437 / $533 $823 / $1,016 $1,596 /
$1,982
$1,982 /
$2,465
$3,914 /
$4,880
Including War/Terrorism $862 / $1,065 $1,442 /
$1,789
$2,369 /
$2,948
$2,833 /
$3,528
$4,687 /
$5,846
$4,000,000
Excluding War/Terrorism $639 / $786 $1,228 /
$1,522
$2,406 /
$2,994
$2,994 /
$3,730
$5,938 /
$7,410
Including War/Terrorism $1,287 /
$1,596
$2,180 /
$2,700
$3,583 /
$4,466
$4,290 /
$5,350
$7,116 /
$8,882
$5,000,000
Excluding War/Terrorism $786 / $970 $1,522 /
$1,890
$2,994 /
$3,730
$3,730 /
$4,650
$7,410 /
$9,250
Including War/Terrorism $1,596 /
$1,982
$2,700 /
$3,362
$4,466 /
$5,570
$5,350 /
$6,674
$8,882 /
$11,090


AD&D Plan Features:
  • Flexibility - Available for individuals, families or groups (group discounts available - Please contact us)
  • 24 Hr. coverage, common carrier only coverage or aviation only coverage
  • Third Party Ownership - for estate planning
  • Comprehensive Coverage - Accidental Death Benefit, Specific Loss Benefits (loss of use of limbs, loss of speech, sight and/or hearing)
  • Optional Enhancements - Emergency Medical, Evacuation and Global Repatriation of Remains, Permanent Total Disability, Acts of Terrorism, War or Act of War coverage



Valuable AD&D Links

:: Access our online AD&D quote and application tool.
:: Check out our ADD insurance definitions
:: Policy Exclusions include:
   suicide or intentional self-inflicted Injury or poisoning; alcohol abuse or addiction.
   Click here for full list

:: List of countries excluded from the standard coverage.
:: AD&D Frequently Asked Questions (FAQ)
:: Top


Last updated on: 07/05/2009

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